How can an eight week visa delay turn into six months?

almost 5 years in The guardian

I am struggling to remortgage without any official papers but there seems no way to get approval from the Home Office
I am in a similar situation, if not worse, to your article on visa delays. It is six months since I submitted my spouse visa extension application and I am still waiting for a decision from the Home Office. Therefore, I am without any formal documents to prove my right to reside in the UK, as my visa expired on 13 May.
My fixed-rate mortgage ends at the end of September and I am struggling to remortgage my home due to my visa status since application forms only accept future visa expiry dates. I am also unable to leave the country to visit my parents abroad. I have called the visa hotline and contacted my MP, but am merely told that there is no timescale for when I can expect a decision, even though its website states eight weeks. Continue reading...

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