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Berkshire-based Ruth Young bought her first property in 2018 in her mid-20s. Here, she shares how she stays on top of money, the mortgage and managing bills
Ruth Young, 26, is a marketing manager in Newbury, Berkshire. She bought her first home, a two-bedroom apartment at Newbury racecourse, through the national shared ownership scheme just over a year ago.
I have a relaxed, yet healthy, approach to money. I know when to treat myself and when to be more frivolous, but I also know what I can afford and when I should put the debit card away. It hasn’t always been this way. A few years ago I was scared to even look at my bank balance and would try to avoid it at all costs, until I decided to get on top of things. Just knowing what my bank balance was has made a big difference. Continue reading...