John Jacob Loud (November 2, 1844 – August 10, 1916) was an American inventor known for designing the first ballpoint pen.Trained as a lawyer at Harvard College, Loud worked at the Union National Bank in Weymouth, Massachusetts as a cashier. He was also active in his community as a member of his church, a trustee of many local organizations, and as a member of local historical societies. Loud invented and obtained a patent for what is considered to be the first ballpoint pen in 1888; however his invention was not commercialized and the patent would eventually lapse. The modern ballpoint pen would be patented later in 1938 by László Bíró, 22 years following Loud's death. Wikipedia
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